September 2019

Found 9 blog entries for September 2019.

Price It Right the First Time

The Internet has empowered all buyers with information and home buyers are no exception.    The amount of information available to public includes details on size, condition, sales history, current inventory, recent sales, photographs, videos, school info, drive-times, entertainment and much more.

When a seller realizes that buyers are educated with facts, it becomes unlikely that they will pay more than a home is worth. 

If a home is priced too high in the beginning, it may stay on the market longer than normal which could adversely affect the ultimate sales price.  It is a natural reaction from people, personally or professionally, to assume that something must be wrong with a home that doesn't sell in a

54 Views, 0 Comments

What every homeowner should know about their property insurance

9/25/2019

Insurance is required on a home by the mortgage company, but homeowners rely on it for peace of mind also.  Unfortunately, people may not take the time to investigate their policy and what it covers until they need to file a claim, which could be too late.

While it may not seem like the best use of your time, an in-depth visit with your property insurance agent once a year could be valuable to you if you have losses and could increase your peace of mind.

The following are some questions you can ask your insurance agent:

  • What is the insured value of the policy and the replacement cost of your home?  Insured value is the amount that would be paid for a total
56 Views, 0 Comments

Want to be a Landlord?

Real estate has consistently been one of the highest rated investments available to individuals.  TV shows certainly make rentals look easy and you may even know someone who has made a lot of money with them.  Possibly, the thought has crossed your mind that if they can do it, you can too.

Before you contract for your first investment, ask yourself some questions that could save you time and energy.  Not all people have the time, the inclination or even the skill to manage property.  Landlords need to be good business people who can maximize revenue and minimize expenses.  If investors don't have the skills and talent to handle some of the repairs, they at least need to know reputable and reasonable service professionals.

58 Views, 0 Comments

Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage | MyKCM

Congratulations! You’ve found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan.

Below is a list of Things You Shouldn’t Do After Applying for a Mortgage. Some may seem obvious, but some may not.

1. Don’t Change Jobs or the Way You Are Paid at Your Job. Your loan officer must be able to track the source and amount of your annual income. If possible, you’ll want to avoid changing from salary to commission or becoming

54 Views, 0 Comments

Stop by our Open House on Saturday, September 14, 2019 between 11 am and 2 pm to take a look at this amazing custom basement home! 5600 sf, 5 bedrooms + den, 4.5 bathrooms, 7 car garage, pool. Located near Val Vista and Ocotillo. Call or text Lisa Ryan Whyte at 480-570-5331 for more information or directions. Will be live on MLS soon! Be one of the first to see this one!

#gilbertaz #gilberthome #customhome #basementhome #openhouse #newlisting #justlisted #newonthemarket #eastvalley 

133 Views, 0 Comments

Occasionally, buyers who can qualify to purchase a home decide to "take a break" and wait to purchase a home.  When the focus of buying a home is relaxed, other uses for the money that was going to be used for the home are considered.

Maybe they think how much fun it would be to have a Sea Doo or a motorcycle or a new car.  It is amazing how many people would like to buy a home but either don't have the down payment, the income or the good credit to make it possible.

Instead of spending the money, consider investing the money for two years until the time is right to buy a home.  Let's look at putting the money in a certificate of deposit that earns 2% or in the stock market that could average a 5% return.

Assume you were purchasing a $295,000

38 Views, 0 Comments

  • Hiring a real estate professional to help you buy your dream home or sell your current house is one of the most powerful decisions you can make.
  • A real estate professional has the experience to help you confidently navigate through the entire process.
  • Make sure you work with someone who knows the current market conditions and can simply and effectively explain them to you and your family.

119 Views, 0 Comments

Downsizing is an Alternative

9/4/2019

It is estimated that over 15% of the population in the U.S. are over 65 years of age.  With one of the most common fears of seniors being their money will run out early, it is understandable that downsizing may be strategy to meet their goals.

Once the kids are grown, have careers, relationships and get a place of their own, parents find they may not need their "big" home like they did before.  In other situations, their lifestyle might have changed, and the house just doesn't "fit" anymore.

The benefits of a smaller home can include the following:

  • Easier to maintain
  • Lower utilities
  • Lower property taxes
  • Lower insurance
  • More convenient location
  • Single level
  • Possibly more
42 Views, 0 Comments

Tips for a New Homeowner

9/5/2019

Change your Locks ... As a new homeowner, you have no idea who may have a key to your new home. Re-keying the existing locks or installing new locksets will add an increased level of security and peace of mind.

Discarding boxes ... Placing the box of a new TV on the curb could be an unintentional announcement to thieves.  Breaking those boxes down and putting them in your receptacles could be a safer way to dispose of them.

Displaying Your Name ... Even though you may be very proud this is your home, it is probably better not to use name plates on your mailbox or door.  It may be more prudent to make it less convenient to tell strangers who you are.

HOA or Mail List ... It is good to communicate

43 Views, 0 Comments

Sign up for email updates