Real Estate Blog

GOT TOYS? This Queen Creek AZ Home for Sale has a RV Garage! 

  BY THE RYAN-WHYTE REAL ESTATE TEAM AT INFINITY & ASSOCIATES Real Estate Agent with Infinity & Associates Share: October 21, 2019 01:44 PM

This is the one you've been waiting for! It's even better in person! From the curb and through to the backyard, prepare to be impressed. Amazing single level home in Crismon Heights offers 3 bedrooms+teen room (potential 4th BR)+den/office, brand new pool,3cg+50' RV garage and a large side yard to park all your toys. Step inside to appreciate all the upgrades that the owners poured into this lovely home. Gourmet kitchen features espresso cabinets,granite counters,kitchen island & pendants, custom hood and

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Time for a Toilet Upgrade?

Whether it is a cosmetic or a mechanical reason for upgrading a toilet, you may not know all the choices that are involved to choose the right one for your home.  The current toilet may have cracks or leaks in the bowl or tank.  It could be the aggravation of constant clogging or inefficient flushing.  Maybe there is damage in the porcelain bowl or built-up mineral deposits that are clogging the inlet holes or syphon tube.

If frequent repairs have you on a first name basis with the plumber, it may be time to consider replacing the toilet.  There are a lot of things to consider and the following list may help you sort through the choices.

  • Round, oval or compact oval ... There are two basic shapes of toilets: round
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Homeownership is the Top Contributor to Your Net Worth

Homeownership is the Top Contributor to Your Net Worth | MyKCM

Many people plan to build their net worth by buying CDs or stocks, or just having a savings account. Recently, however, Economist Jonathan Eggleston and Survey Statistician Donald Hays, both of the U.S. Census Bureau, shared the biggest determinants of wealth,

“The biggest determinants of household wealth [are] owning a home and having a retirement account.” (Shown in the graph below):

This does not come as a surprise, as we often mention that homeownership can help you to increase your family’s wealth. This study reinforces that idea,

 “Net worth is an important indicator of economic well-being and provides insights into a household’s economic health.”

Having equity

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Little known facts about FHA mortgages

10/7/2019
  • FHA loans are available for one to four family unit properties with one unit being owner-occupied.
  • The minimum down payment for an FHA loan is 3.5%.
  • FHA has a minimum credit score of 500 to 579 but it requires a 10% down payment.  Not all lenders are willing to make loans to borrowers with lower credit scores.
  • There is a program for a borrower to roll the cost of the repairs into the mortgage.
  • Mortgage Insurance Premium is required on all loans
  • Mortgage Insurance Premium is required for the life of the loan.
  • Refinancing an FHA loan has a simplified process of qualifying.
  • FHA loans are easier to qualify for than conventional loans.
  • Borrower needs a valid Social
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5 Home Buying Acronyms You Need to Know [INFOGRAPHIC]

5 Homebuying Acronyms You Need to Know [INFOGRAPHIC] | MyKCM

Some Highlights:

  • Learning the lingo of home buying is an important part of feeling successful when buying a home.
  • From APR to P&I, you need to know the acronyms that will come up along the way, and what they mean when you hear them.
  • Your local professionals are here to help you feel confident and informed from start to finish…and this infographic will help you as you go.
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Price It Right the First Time

The Internet has empowered all buyers with information and home buyers are no exception.    The amount of information available to public includes details on size, condition, sales history, current inventory, recent sales, photographs, videos, school info, drive-times, entertainment and much more.

When a seller realizes that buyers are educated with facts, it becomes unlikely that they will pay more than a home is worth. 

If a home is priced too high in the beginning, it may stay on the market longer than normal which could adversely affect the ultimate sales price.  It is a natural reaction from people, personally or professionally, to assume that something must be wrong with a home that doesn't sell in a

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What every homeowner should know about their property insurance

9/25/2019

Insurance is required on a home by the mortgage company, but homeowners rely on it for peace of mind also.  Unfortunately, people may not take the time to investigate their policy and what it covers until they need to file a claim, which could be too late.

While it may not seem like the best use of your time, an in-depth visit with your property insurance agent once a year could be valuable to you if you have losses and could increase your peace of mind.

The following are some questions you can ask your insurance agent:

  • What is the insured value of the policy and the replacement cost of your home?  Insured value is the amount that would be paid for a total
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Want to be a Landlord?

Real estate has consistently been one of the highest rated investments available to individuals.  TV shows certainly make rentals look easy and you may even know someone who has made a lot of money with them.  Possibly, the thought has crossed your mind that if they can do it, you can too.

Before you contract for your first investment, ask yourself some questions that could save you time and energy.  Not all people have the time, the inclination or even the skill to manage property.  Landlords need to be good business people who can maximize revenue and minimize expenses.  If investors don't have the skills and talent to handle some of the repairs, they at least need to know reputable and reasonable service professionals.

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Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage | MyKCM

Congratulations! You’ve found a home to buy and have applied for a mortgage! You're undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan.

Below is a list of Things You Shouldn’t Do After Applying for a Mortgage. Some may seem obvious, but some may not.

1. Don’t Change Jobs or the Way You Are Paid at Your Job. Your loan officer must be able to track the source and amount of your annual income. If possible, you’ll want to avoid changing from salary to commission or becoming

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Stop by our Open House on Saturday, September 14, 2019 between 11 am and 2 pm to take a look at this amazing custom basement home! 5600 sf, 5 bedrooms + den, 4.5 bathrooms, 7 car garage, pool. Located near Val Vista and Ocotillo. Call or text Lisa Ryan Whyte at 480-570-5331 for more information or directions. Will be live on MLS soon! Be one of the first to see this one!

#gilbertaz #gilberthome #customhome #basementhome #openhouse #newlisting #justlisted #newonthemarket #eastvalley 

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